我的版块:
您尚未登录,请登录后查看已收藏版块
站务 | 帮助  

首页 > 论坛首页 > 房产置业 > 房产杂谈 > 帖子正文

新 帖 回 复
查看     | 回复 6 没有最高,只有更高,加拿大人债务/收入比再创历史新高

MapleFarm

MapleFarm
| 只看楼主 |
房贷减缓,但其他债务(HELOC, LOC, Credit Card等)快速增长,尤其是多伦多,温哥华两个城市房贷持有人增长最快。多伦多,温哥华的房奴们,你们还好吗?

另报道加拿大银行开始清查HELOC, 不会是准备拿这块开刀了吧?

The debt-to-income ratio of Canadians reached a record high of 178.5% in the fourth quarter of 2018. Mortgage holders continued to take on non-mortgage debt. Their average balances for credit cards and lines of credit grew at a faster pace than in 2017. This was particularly the case for mortgage holders in Vancouver, Edmonton and Toronto.

回复 引用 收藏 举报
+1
(1)

论坛热帖

wsshnr

wsshnr
     2 楼
风险越来越大了

MapleFarm

MapleFarm
| 只看楼主 |
     3 楼
wsshnr 发表在2楼
风险越来越大了
看来靠信用卡, HELOC和LOC度日的多伦多,温哥华房奴人数不少啊😯

lost

lost
|
     4 楼
信用卡和LOC可是利息高多了。银行估计这一块赚大了

MapleFarm

MapleFarm
| 只看楼主 |
     5 楼
"Consumers kept increasing their other debt burden, and therefore, [increasing] their vulnerability to a shock in the longer run," the report said. 心疼房奴一分钟。

Sienjo

Sienjo
     6 楼
原帖由 MapleFarm          于 2019/5/22 15:00:06 发表
"Consumers kept increasing their other debt burden, and therefore,  their v......
There are many reasons for this situation. People are losing their jobs because the business has lost momentum due to covid. I'm not just talking about small businesses, but also large companies like Amazon. Layoffs are the scourge of this year. I had to search hard to get a new loan with a bad credit history. However, this is still a reality now and it is worth making the effort to fix your financial situation.
  返回列表 1 到第 确定
新 帖 回 复
标题
    
禁用 URL 识别
禁用表情
禁用 Discuz!NT 代码
使用个人签名
Processed in 93.7622ms; querycount:3